Built for People the Big Firms Ignore
Two veterans. One mission — give middle-class Americans the same retirement security that executives and government workers get.
We Got Tired of Watching Good People Get Turned Away
John and Jeff kept hearing the same story from people approaching retirement: they'd call a financial advisor, describe their savings, and be told they didn't qualify for help. Minimum $500,000. Sometimes $1,000,000.
The people being turned away were nurses, teachers, contractors, and small business owners — people who worked hard their entire lives and deserved a secure retirement just as much as anyone.
So we built Safe Harbor for them. Our job is simple: help you figure out exactly how much guaranteed income you can create from what you have — and then build a plan to make it happen.
No judgment. No minimums. No pressure. Just honest, straightforward help from two people who have spent their careers serving others.
"Retirement security shouldn't be a privilege reserved for the wealthy. Every American who worked hard deserves a paycheck they can count on. "
Meet Your Advisors
Co-Founder & Retirement Income Planner
John Anderson
John spent years flying Army helicopters before transitioning to a 25-year career as a commercial airline captain. Precision, preparation, and protecting the people in your care — those skills don't stay in the cockpit.
After watching friends and fellow veterans struggle to find reliable retirement guidance, John earned his insurance and retirement planning credentials and founded Safe Harbor. His approach: understand your situation completely before recommending anything, and never suggest something you wouldn't put your own family into.
John specializes in designing guaranteed income strategies using fixed indexed annuities and coordinating Social Security timing to maximize lifetime benefits.
Co-Founder & Retirement Income Planner
Jeff Frankenfield
Jeff served in the Air Force and earned a degree in finance before entering the retirement planning industry. He's spent years studying one question: how do you make sure the money lasts as long as you do?
Jeff's answer has always centered on guaranteed income — the kind of predictable, dependable monthly payment that lets retirees stop watching their balances and start living their lives. He believes that peace of mind in retirement isn't a luxury. It's something everyone deserves with the right plan.
Jeff specializes in Medicare plan comparison, long-term care strategies, and building income plans that adapt as your needs change over time.
What You Can Always Expect From Us
Client First
We recommend only what genuinely serves your situation. If a product isn't right for you, we'll tell you — even if that means walking away.
Complete Transparency
We explain exactly how every product works, what it costs, and what the trade-offs are. No surprises, ever.
Zero Pressure
Our consultations are free and genuinely no-pressure. You leave with clarity — whether you work with us or not.
Plain Language
Retirement planning has enough jargon. We speak in plain English so you understand every decision you're making.
Built to Last
We're not transaction-focused. We build long-term relationships because your retirement lasts decades, not months.
Veteran-Owned
Service, integrity, and mission focus aren't just words to us. They're the foundation of every client relationship we build.